Magnetic Island has three main settlement areas. They are Picnic Bay, Nelly Bay and Horseshoe Bay. Picnic Bay is the original settlement and has a large jetty, which served as the ferry terminal before the boat harbour was built. There is a lovely beach lined by holiday apartments and a small commercial area with restaurants, convenience stores and cafes. Nelly Bay is the largest settlement on the island and the best quality holiday lodgings and places to stay can be found here. Two modern resorts front the marina at the boat harbour and another has a beautiful garden setting a little inland. There are also supermarkets and general shopping. Nelly Bay also has a delightful nine hole golf course which provides a great place to be entertained for a day. On the offshore side of the island is Horseshoe Bay. Here you can enjoy the most popular beach on the island with stinger net enclosures and lots of beach hire equipment. Horseshoe Bay is usually full of passing yachts and cruisers anchored for a short stay. A commercial area lines the esplanade and it provides local shopping facilities as well as cafes, galleries and eateries.